Preferred Dealer Protection
Preferred Dealer Protection is a comprehensive commercial insurance program designed specifically to meet the needs of dealers across Canada. We provide insurance programs for new car dealers, heavy truck dealers, R.V. dealers, farm implement dealers and powersports dealers.
The program provides a full suite of coverage as well as the affiliated exposures such as body shop, daily rentals, mechanical repairs, vehicle maintenance and building ownership.
Program differentiators
- Underwriting Expertise that Stands Above the Competition
- Insurance advice and service from local Insurance Advisors across Canada, that specialize in dealerships
- Dedicated In-House Risk Management – Dealing Directly with the Customer
- Competitive pricing and terms with no cost monthly financing
- Fast and professional claims service, through our dedicated program adjusters

Why choose us?
The Preferred Dealer Protection program is designed to meet the needs of vehicle retailers across Canada. These include new car dealerships, power sports dealers, truck and farm dealers all with new and used vehicle sales.
Benefits to our program
- Expertise that results in meaningful, trusted advice and solutions tailored for your business needs
- In house loss control, saving your insurance dollars
- Serviced through a network of national broker partners that have deep specialization, local roots, and insight into the dealership space
- Superior claims handling through dedicated program adjusters
Our service promise
With superior service and industry specialized expertise, we are committed to our clients’ success by improving their profits through dedicated loss control and offering the most comprehensive insurance solutions to meet the needs of Canada’s dealership industry.
Property & Casualty Coverages
Property & Casualty
Protects against loss or damage to property (such as buildings, business personal property, inventory) and liability for injuries or damages to third parties. This coverage is essential for automotive dealerships, and typically encompasses risks such as fire, theft, vandalism, water damage and liability claims.
Garage Automobile
Designed for businesses that operate garages, dealerships, or service centers. It covers vehicles owned by the business, vehicles in their care (such as customer cars), and liability arising from garage operations.
Inventory & Floor Plan
Protects the inventory of vehicles or goods held by dealerships or similar businesses. It covers losses due to theft, damage, or other insured perils affecting the stock financed under a floorplan arrangement.
D&O and EPL
Protect company leaders and the organization against claims of wrongful acts, such as mismanagement, discrimination, or wrongful termination.
Cyber
Covers losses resulting from cyberattacks, data breaches, and other technology-related risks. It helps businesses recover from financial and reputational damage due to cyber incidents
Legal Expense
Provides financial protection for legal costs incurred by a business in defending against lawsuits or pursuing legal action.
Accidental Death & Dismemberment
Pays benefits in the event of accidental death or severe injury (such as loss of limbs or eyesight)
Kidnap & Ransom
Covers the costs associated with kidnapping, ransom payments, and related expenses. It is designed for businesses or individuals operating in high-risk environments.
Get in Touch
Mississauga Office
400 – 5060 Spectrum Way
Mississauga, Ontario L4W 5N5
North York Office
302 – 245 Fairview Mall Drive,
Toronto, Ontario, M2J 4T1
British Columbia Office
310 – 8700 200 St, Langley,
British Columbia, V2Y 0G4
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